Explore finance options for your trade licence renewal
Trade licence renewal can mean a large payment at one time for licence fees, commercial rent and registration charges in the UAE.
Explore finance options and, with your consent, we can introduce you to a finance provider.
LeoCompare is not a bank or lender. Final decisions are made by the provider.
How does the process work?
- Tell us your renewal requirements, including commercial lease amounts and expected government fees.
- We look at the details you share to understand your enquiry. With your consent, we can introduce you to a finance provider that may consider your enquiry.
- If you choose to proceed, you share your documents with the provider you've agreed to be introduced to; the provider carries out its own credit assessment.
Explore finance options from business finance providers. Each provider sets its own terms and decides on any application.
Who can explore renewal funding?
Providers may consider, for example:
- a UAE company bank account showing regular business turnover;
- a valid trade licence.
Eligibility criteria and minimum amounts vary by provider.
This can include mainland LLCs and free zone companies (for example, companies registered in free zones such as DMCC, JAFZA or RAKEZ). Some businesses use finance to keep cash available for stock and supplier payments (learn about business payments).
What documents are typically requested?
| Document | Purpose | Details |
|---|---|---|
| Trade Licence | Legal verification | Current licence copy showing approved activities |
| Company Bank Statements | Cash flow review | Recent business account statements; the period varies by provider |
| VAT Certificate and recent VAT returns | Turnover check | Where the company is VAT registered |
| Audited or management financials | Financial review | Where available |
| Constitutional Documents | Ownership check | Memorandum of association, share certificates or power of attorney |
| Identity Documents | KYC records | Emirates ID and passport copies for partners |
| Premises Tenancy | Address proof | Valid Ejari contract or free zone lease agreement |
| Renewal Payment Voucher | Cost confirmation (helpful) | Authority quotation or renewal invoice, helpful if available |
Repayment breakdown illustration
Illustration only. Not an offer or a quote from any lender. Actual rates, fees and eligibility are set by the lender.
| Description | Illustrative amount (AED) |
|---|---|
| Working capital facility (licence renewal, Ejari and visa costs, plus stock or supplier payments) | AED 150,000 (Illustration only) |
| Tenure | 12 months (Illustration only) |
| Illustrative monthly principal payment | About AED 12,500 (principal only, excluding the lender's fees and charges) |
| Finance charges | Set by the provider |
All figures on this page are indicative and may change. Check current terms with the provider before you decide.
Frequently asked questions
What is trade licence renewal finance?
It is usually a business finance facility that some companies use to spread the cost of licence renewal fees, office rent and related government charges in the UAE.
Can free zone companies explore renewal funding?
Yes. Companies in free zones and on the mainland may explore finance options. Eligibility varies by provider and usually depends on trading history and business bank turnover.
Which documents do finance providers typically review?
Providers usually review company bank statements (the period varies by provider), your current trade licence, the memorandum of association, and passport and Emirates ID copies for the partners. Some also ask for a VAT certificate, recent VAT returns, and audited or management financials where available.
How long does the finance evaluation take?
Timing varies by provider and depends on how complete your documents are.
Exploring renewal finance?
Explore working capital finance options that may suit your renewal timing.
Start your business finance enquiryLeoCompare is not a bank or lender. Final decisions are made by the provider.
Last updated
Last updated: 28 October 2026