How to Send Money from UAE to Pakistan – A Step-by-Step Guide
Sending money home to Pakistan is a straightforward process. Choose the right method to save on fees and get better exchange rates through JazzCash, Easypaisa, or bank transfer.
1Choose Your Transfer Method
Mobile Wallets (JazzCash, Easypaisa)
Fastest option for instant delivery. Recipients can cash out at thousands of agents across Pakistan.
- Instant to 1 hour
- Wide agent network
Bank Transfer
Direct deposit to any Pakistani bank account. Ideal for larger amounts and regular transfers.
- 1-3 hours typically
- All major banks supported
Cash Pickup
Recipient collects cash from exchange house locations. No bank account needed.
- Same-day collection
- Major cities covered
Home Delivery
Cash delivered to recipient's doorstep. Available in major cities and some rural areas.
- Door-to-door service
- Convenient for elderly
2Required Documents
Ensure you have the following ready:
- Valid Emirates ID
- Passport & Visa Copy
- Recipient's CNIC Number
- Salary Certificate (for large amounts)
3Step-by-Step Instructions
Register & Verify
Sign up with a CBUAE-licensed provider and complete your KYC verification using your Emirates ID.
Enter Amount & Details
Input the amount in AED and provide the recipient's CNIC, bank account number, or mobile wallet details.
Pay & Track
Complete the payment via bank transfer, card, or cash. Use the tracking ID to monitor your transfer status.
4Tips to Save Money
- Use digital wallets: JazzCash and Easypaisa transfers often have lower fees than traditional bank transfers.
- Send larger amounts: Many providers offer better rates for transfers above AED 1,000.
- Avoid peak Eid periods: Transfer volumes spike during Eid, which can affect rates slightly.
- Compare before you send: Exchange rates can vary significantly between providers.
When you're ready to send
Compare trusted providers and transfer money securely.
Next Steps
Learn how transfers work, compare providers, track market trends
Compliance & KYC Requirements
In accordance with Central Bank of the UAE (CBUAE) regulations and State Bank of Pakistan (SBP) requirements, all transfers must go through KYC-verified channels. The recipient's CNIC (Computerized National Identity Card) is mandatory for all transfers to Pakistan.
For transfers exceeding AED 35,000, you may be required to provide additional documentation, such as proof of source of funds (salary certificate or bank statement). Using formal remittance channels ensures your money is protected and traceable.