How to Send Money from UAE to India – A Step-by-Step Guide
Sending money home to India is a straightforward process, but choosing the right method can save you thousands of Rupees in fees and exchange rate margins.
1Choose Your Transfer Method
Digital Money Transfer Apps
Fastest and often cheapest. Best for small to medium transfers via UPI or bank deposit.
- Instant to 4 hours
- Competitive rates
Exchange Houses
Reliable for cash pickups and physical service. Great for those who prefer over-the-counter transactions.
- Physical presence
- Cash pickup options
2Required Documents
Ensure you have the following ready:
- Valid Emirates ID
- Passport & Visa Copy
- Beneficiary Account Details
- Purpose of Transfer
3Step-by-Step Instructions
Register & Verify
Sign up with a CBUAE-licensed provider and complete your KYC verification using your Emirates ID.
Enter Amount & Details
Input the amount in AED and provide the recipient's bank account number, IFSC code, and legal name.
Pay & Track
Complete the payment via bank transfer or debit card. Use the tracking ID to monitor your transfer status.
When you’re ready to send
Compare trusted providers and transfer money securely.
Next Steps
Learn how transfers work → Compare providers → Track market trends
Compliance & KYC Explanations
In accordance with Central Bank of the UAE (CBUAE) regulations and Anti-Money Laundering (AML) laws, all financial providers must verify your identity. This process, known as Know Your Customer (KYC), is mandatory and helps prevent fraud and illicit activities.
For transfers exceeding AED 35,000, you may be required to provide additional documentation, such as proof of source of funds (salary certificate or bank statement).