How to Send Money from UAE to Bangladesh – A Step-by-Step Guide

Sending money home to Bangladesh is simple with bKash, Rocket, and bank transfer options. The UAE is now the #1 source of remittances to Bangladesh.

1Choose Your Transfer Method

bKash Transfer

Most popular mobile banking option. 68% of Bangladeshi remittance recipients prefer bKash.

  • Instant to 30 minutes
  • Nationwide agent network

Rocket (Dutch-Bangla)

Popular alternative mobile wallet. Wide coverage in rural and urban areas.

  • Instant delivery
  • Rural coverage

Bank Transfer

Direct deposit to Bangladesh bank accounts. Ideal for larger transfers and savings.

  • 1-2 hours typically
  • All major banks

Cash Pickup

Recipient collects cash from agent locations. Good for recipients without bank accounts.

  • Same-day pickup
  • No bank account needed

2Required Documents

Ensure you have the following ready:

  • Valid Emirates ID
  • Passport & Visa Copy
  • Recipient's NID Number
  • Salary Certificate (for large amounts)

3Step-by-Step Instructions

1

Register & Verify

Sign up with a CBUAE-licensed provider and complete KYC verification using your Emirates ID.

2

Enter Amount & Recipient Details

Input the amount in AED and provide the recipient's bKash number, Rocket number, or bank account details.

3

Pay & Track

Complete the payment via bank transfer, card, or cash. Track your transfer with the provided reference number.

4Tips to Save Money

  • Use mobile wallets: bKash and Rocket transfers typically have lower fees than traditional bank transfers.
  • Claim government incentives: Bangladesh Bank offers 2.5% cash incentive for remittances through formal channels.
  • Transfer mid-week: Tuesday to Thursday transfers often have shorter processing queues and better service.
  • Avoid informal channels: Use formal remittance channels to qualify for government incentives and ensure protection.

When you're ready to send

Compare trusted providers and transfer money securely.

Next Steps

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Compliance & KYC Requirements

In accordance with Central Bank of the UAE (CBUAE) regulations and Bangladesh Bank requirements, all transfers must go through KYC-verified channels. Using formal remittance channels qualifies you for the government's 2.5% cash incentive program.

For transfers exceeding AED 35,000, additional documentation such as salary certificate or bank statement may be required. Avoid informal hundi/hawala channels as they carry legal risks and don't qualify for government incentives.